Parents: Can’t Afford To Send Your Student To College? Here Are 8 Options You...
Perhaps your child’s college fund was eaten up in bad investments. Maybe your savings plan didn’t pan out as you hoped it would. Or perhaps you never had any money to save in the first place....
View ArticleWhich Tax Papers To Keep + Tips For Organizing 7 Years Of Support...
Each year around tax time, I go through all of our personal receipts, bank statements, household utilities, and medical bills/receipts in an attempt to stay organized. By staying on top of this and...
View ArticleBefore Buying A New Car, Here Are Some Important Things To Consider…
We are in the process of buying a new car. It’s been awhile since we’ve purchased a new vehicle, so I set out to do some research first. I’m sharing the info here, with the hope that it will be helpful...
View Article7 Inspiring Personal Finance Books That You Won’t Find In The Personal...
When you could use a nudge and some personal motivation to get your finances back on track, where do you turn? If you’re like me, the answer is personal finance books. While personal finance bloggers...
View ArticleClosing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit
If you’re thinking about closing a credit card account, it’s probably for one the following reasons: You worry that possessing a credit card could tempt you into spending too much money. You’re tired...
View ArticleDealing With Debt Collectors? Know Your Rights! 3 Ways To Handle Stressful...
Debt collectors are people just like you and me. However, some agents can be exceptionally nasty, rude, and even dishonest! Dealing with debt collectors on the phone can easily escalate into a very...
View ArticleHow Do I Sell My Car? 3 Simple Things You Should Do To Sell A Used Car
As every true salesman will tell you, “You can sell anything, it’s just a matter of setting the price.” That’s true in the current housing market. And it’s just as true in used car sales. Of course...
View Article5 Reasons To Avoid A Payday Loan + 7 Less Expensive Ways To Get A Cash Advance
Payday loans are short-term, high-interest loans offered by small companies. Are they a good deal? Usually not. They are intended to cover your financial needs until you reach your next payday — that’s...
View ArticleTop 4 Benefits Of Taking A Gap Year Before College – See How It Could Change...
You probably heard that President Obama’s daughter, Malia, is taking a gap year before entering college. Malia Obama’s year-long deferral before her first year at Harvard is a route taken by about 80...
View ArticleMyRA Is A Simple (Free!) Way To Start A Retirement Account… And You’re...
In the world of finance nothing ever seems fair. Some are lucky enough to be enrolled in an employer-sponsored retirement program. But where do you go if you have no such option? What should you do if...
View Article5 Reasons To Use A Safe Deposit Box + 5 Reasons To Think Twice About What You...
You put your money in a bank. You put your food in a refrigerator. You put your clothes in a closet. Where do you put your jewelry, your rare stamps or coins, or your important papers? Those items...
View ArticleShould You Buy Supplemental Health Insurance? Is Medical Gap Insurance Really...
As the cost of healthcare continues to rise, your salary may not be enough to cover the cost of your monthly health premium and your health insurance deductible. Medical gap insurance — or supplemental...
View ArticleGot High Debts? Is Bankruptcy The Answer? See What Filing For Bankruptcy Will...
I’ve seen an increased number of bankruptcy solicitations in my mailbox lately. Actually, it has increased from nothing — because I’ve never seen such solicitations before. It makes me wonder if...
View ArticleHow to Use the Cash Envelope System to Control Personal Spending
How to Use the Envelope Method to Control Personal Spending Household budgets are based on income (revenue) and out-go (expenditure). If you find your out-go is out of control, consider using the...
View Article7 Inspiring Personal Finance Books That You Won’t Find In The Personal...
When you could use a nudge and some personal motivation to get your finances back on track, where do you turn? If you’re like me, the answer is personal finance books. While personal finance bloggers...
View ArticleAre Extended Stay Motels A Good Option For Temporary Housing? (Hint: YES!)
Whether it be because of employment circumstances, moving, or another personal situation, living in extended stay motels could be the affordable housing solution you're looking for! Cheap extended stay...
View ArticleHow To Get College Credit By Taking A CLEP Test (CLEP Exams Saved Me Hundreds...
Taking a CLEP test saved me a lot of time and money on a college degree. Here's how CLEP exams work, the biggest pros & cons of taking CLEP tests, and what you need to know before you take a CLEP...
View ArticleFirst-Time Homebuyers: 13 Steps To Buying A House For The First Time + 7...
Buying your first house is challenging, yet rewarding and well worth the effort! I just bought my very first house, and I've got some helpful tips for first time homebuyers. Here are the steps to...
View ArticleReverse Mortgage In Retirement: Some Tips Before You Use A Reverse Mortgage...
Here's how to use SOME of the equity in your home to help supplement your retirement income. See how reverse mortgage works, how a reverse mortgage gets repaid, and how much home equity you'll retain.
View ArticleWhat Is A 2-10 Home Warranty… And Is It Worth The Cost? Here’s My Experience...
I bought a 2-10 home warranty when I bought my first (used) home... in addition to regular homeowners insurance. I definitely think a 2-10 home buyers warranty is worth the money! See how I've used it...
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